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澳门金沙城中心

重要的通知

消费者储蓄利率及收费表

消费者储蓄利率及收费表 Details

费率生效日期: 2022年10月1日

This Rate and Fee Schedule sets forth current conditions, 利率, fees and charges applicable to your deposit accounts at Washington State Employees Credit Union at this time. The Credit Union may offer other 利率 or amend the 利率 contained in this schedule from time to time. 有关现行价格,请致电 800.562.0999. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Consumer Account Agreement. The National Credit Union Administration insures your savings, 检查, and certificate accounts with 澳门金沙游戏中心 up to $250,000 on individual accounts and up to $250,000 for Individual 退休 Accounts through the NCUA Share 保险 Fund. 欲了解澳门金沙城中心信息,请访问 http://www.ncua.gov/

帐户费率及费用

账户利率

年%11 股息率% 平衡要求 账户限制
储蓄 0.11% 0.10% $5.00
小幅的节省 0.11% 0.10% $5.00
黄金时间储蓄 0.11% 0.10% $5.00 资格证书帐户 & 年龄要求
IRA, Roth, HSA, ESA储蓄 0.11% 0.10% $0.00 国税局的局限性
感兴趣的检查 0.06% 0.05% $2,000 不再提供*
资金转移II 0.06% 0.05% -- 不再提供*
0.26% 0.25% $0 - $9,999.99
0.31% 0.30% $10,000 - $24,999.99
0.41% 0.40% $25,000 - $49,999.99
0.46% 0.45% $50,000 - $99,999.99
0.56% 0.55% $100,000 +
0.11% 0.10% $0 - 99,999.99
0.61% 0.60% $100,000 +

*仍支持现有帐户

检查费用

平衡检查 $5.每月00元
礼貌支付 $27.每件00元8
起动器检查 $1.每4次检查00元,6个月以内免费12元
现金回支票处理 $1.每件00元

感兴趣的检查5 $10.每月00元
停止支付费用 $20.每个止损单00元
现金返还纸面报表 $3.每月00元
透支转账 $2.每次从储蓄存款中转帐00英镑*/**

其他服务费

ATM的调整 $25.每件00元
自动柜员机存款副本 $6.00每
不记名债券/优惠券 以成本价
收银员支票 $2.每张支票00元,每天免费2元**
出纳Ck副本 $1.每份50美元
澳门金沙游戏中心本票停止付款 $10.00
澳门金沙游戏中心检查纸复印件 $1.00每 page, 5 free; Email $.每页25元,免费50元9
借记卡收据 $6.每件00元
快速还贷 用借记卡/信用卡 $8.95
不活跃的账户 $5.每月00元 10
法律处理费 $50.00

钱的订单 $3.每张汇款单00元**
非会员本票 $6.每张支票00元
资金不足 $27.每件00元*
更换卡 $6.每张卡00元
研究费用 $25.每小时00元
返还保证金项目 $10.每件00元
回邮费 $5.00
卷币或机器币费用 Trans>$100: 5% of trans amt
共享分行存款副本 $6.每件00元
声明副本电子邮件 $.每小时25英镑,免费1年
报表副本 $1.每页00元,免费1个月
电汇 $15.每件进料00
电汇 $25.00每件物品外发

消费者储蓄利率及收费表 Disclaimers

*平衡支票免收费用

**黄金时间储蓄免费

 

TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES: The 利率 appearing in this schedule are accurate and effective as of the effective date indicated above. (除 specifically described, the following disclosures apply to all of the accounts.)

  1. 率信息: The Dividend Rate and Annual Percentage Yield (APY) on your accounts are set forth above. The Dividend Rate and APY may change monthly as determined by the Management Pricing Committee.
  2. 股息的性质: Dividends are paid from current income and available earnings after required transfers to reserves at the end of a dividend period. The Dividend Rate and Annual Percentage Yield set forth above are accurate as of the Effective Date which the Credit Union anticipates paying for the applicable dividend period.
  3. 复利和贷记: Dividends will be compounded and credited monthly. The Dividend Period for all accounts is monthly beginning on the first calendar day of the month and ending on the last calendar day of the month.
  4. 股息应计: Dividends will begin to accrue on all deposits on the day you make the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid.
  5. 平衡信息: The average minimum balance required to earn dividends and obtain the APY on all accounts and to avoid interest 检查 monthly fees is set forth above. Dividends are calculated by the Average Daily Balance method which applies a daily periodic rate to the Average Daily Balance in the account for the period. The Average Daily Balance is determined by adding the principle in the account for each day of the period and dividing that sum by the number of days in the period. If the average daily balance falls below the established minimum of $2,000.00, dividends will not be paid at month end and fees may apply on 感兴趣的检查.
  6. 账户限制: The account limitations for each account are set forth above. For non-dividend bearing savings accounts pending our receiving valid tax identification number, 不得添加其他服务. 资金转移II accounts require maintenance of a minimum qualifying certificate (12-months or longer/ $2,000最低). Prime Times savings accounts require maintenance of a minimum qualifying certificate account (12-months or longer/ $2,000最低) and be at least 50 years of age. All IRA accounts are subject to IRS regulations.
  7. 货币市场: Dividends will pay based on the tier your Average Daily Balance falls within on the last day of the month. A maximum of six electronic transfers (e.g., 检查, 澳门金沙城中心, 通过电话, pre-authorized or automatic transfers and payments) per month are allowed.
  8. 礼貌支付: There is a daily fee cap of no more than five (5) 礼貌支付 fees a day. 如果账户少于3美元.00 negative after the 礼貌支付 transaction posts, no fee will be charged. 澳门金沙游戏中心 平衡检查 is not eligible for 礼貌支付.
  9. 支票副本费用: Must provide the check number and clear date or the research fee applies. 每月免费支票份数.
  10. 未激活帐户费用: Applies to accounts that have been inactive for 15 months or more. 某些例外情况可能适用.
  11. 年收益率(APY): 费用可能会减少收入. APY is based on a $1,000 assumed deposit.

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